Applying for and Receiving Financial Aid
Budget Planning Guide
Step 1: Determine your budget
If you are an undergraduate student and you live at home with your parents, yours is the "at home" budget; otherwise, your budget is the "on/off-campus" budget. All budgets shown here are based on three-quarter attendance. If you will attend fewer quarters, use one-third of each amount per quarter of attendance to calculate your budget.*2013-14 Budget
2013-2014 budget for undergraduate students
If you are a graduate student your budget is the "on/off-campus" budget. All budgets shown here are based on three-quarter attendance. If you will attend fewer quarters, use one-third of each amount per quarter of attendance to calculate your budget.*
2013-2014 budget for graduate students
This remaining need could be covered through family contributions, savings, or PLUS or alternative loans outlined in this guide.
The books/supplies, personal/misc. and transportation budget components are not paid directly to SCAD; they are components that federal regulations require be included in determining student eligibility to receive loans, grants, scholarships, etc. Tuition is a direct cost for all students. Room/board fees are direct costs for students living in residence halls. Many students who need to borrow additional funds to cover educational expenses choose not to borrow funds for the indirect budget components, but all students should plan for these expenses.
*Actual budget used to determine financial need is subject to verification of information used to determine it.
Once a student is determined eligible for the Book Provision Policy they will have access to their credit balance (up to $800) via their SCAD Card account. For more information regarding the Book Provision Policy, see SCAD's financial policies.
| At home
|
On/off-campus | |||
| Tuition | US $32,950 | US $32,950
|
||
| Books/supplies** | US $2,547
|
US $2,547
|
||
| Room/board
|
US $2,388
|
US $13,374
|
||
| Personal/misc. | US $1,908
|
US $1,908
|
||
| Transportation | US $2,688
|
US $2,688
|
||
| Loan fees | US $69
|
US $69
|
||
| Total budget | US $42,550
|
US $53,536
|
If you are a graduate student your budget is the "on/off-campus" budget. All budgets shown here are based on three-quarter attendance. If you will attend fewer quarters, use one-third of each amount per quarter of attendance to calculate your budget.*
2013-2014 budget for graduate students
| 10 hours
|
15 hours
|
|||
| Tuition | US $22,500 | US $33,750 | ||
| Books/supplies** | US $1,698
|
US $2,547
|
||
| Personal/misc. | US $1,908
|
US $1,908
|
||
| Transportation | US $2,688
|
US $2,688
|
||
| Room/board | US $13,374
|
US $13,374 | ||
| Loan fees | US $205
|
US $205 | ||
| Total budget | US $42,373
|
US $54,472
|
Step 2: Determine your estimated financial aid
| Enter yearly amount of SCAD scholarship or fellowship awarded by the admission office here: | $ | |
| Enter estimated amount of federal Pell Grant, if eligible, here (for undergraduate students): | $ | |
| Enter amount of state grants, scholarships or loans here: | $ | |
| Enter amount of federal Direct Loan student loans you qualify for here: | $ | |
| Enter amount of Veterans or Americorps benefits you qualify for here: | $ | |
| Enter amount of vocational rehabilitation benefits you qualify for here: | $ | |
| Enter amount of state prepay plan, parent employer benefits or similar here: | $ | |
| Enter amount of any other outside scholarships or resources not already listed here: | $ | |
| Enter total of all lines here: | $ |
Step 3: Determine your estimated remaining need
| Enter student budget (figure A) here: | $ | |
| Enter total estimated student aid (figure B) here: | $ | |
| Subtract figure A from figure B for your estimated remaining need: | $ | |
| This is your estimated additional need. |
This remaining need could be covered through family contributions, savings, or PLUS or alternative loans outlined in this guide.
The books/supplies, personal/misc. and transportation budget components are not paid directly to SCAD; they are components that federal regulations require be included in determining student eligibility to receive loans, grants, scholarships, etc. Tuition is a direct cost for all students. Room/board fees are direct costs for students living in residence halls. Many students who need to borrow additional funds to cover educational expenses choose not to borrow funds for the indirect budget components, but all students should plan for these expenses.
*Actual budget used to determine financial need is subject to verification of information used to determine it.
**Under the Book Provision Policy, Pell Grant eligible students have a means to purchase books and supplies prior to the end of the first week of class. To be eligible, students must have received Pell Grant funds, have a Title IV credit balance for the quarter, and have met all requirements for disbursement 10 calendar days prior to the start of the quarter. Eligibility is reviewed each quarter.
Once a student is determined eligible for the Book Provision Policy they will have access to their credit balance (up to $800) via their SCAD Card account. For more information regarding the Book Provision Policy, see SCAD's financial policies.
In addition to the costs listed above, international students will incur additional expenses associated with purchasing health insurance and travel to/from their home country.
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