Nothing is more important than your good health. That is why SCAD offers medical plans designed to help you and your family live healthier lives. You have a choice of three plan options that help protect you from costly and unexpected medical expenses.
Prescription drug coverage
If you enroll in a SCAD medical plan, prescription drug benefits are included. Your prescription drug coverage is in the form of a three-tier benefit structure based on a formulary. Your copay varies, based on the type of prescription.
SCAD offers a basic voluntary vision plan which covers eye exams, prescription lenses and frames or contact lenses for you and your family. Although you may select any licensed provider, you receive the highest level of benefits when you see a network provider.
The SCAD dental plan is designed to help you pay for most necessary dental services and supplies, including diagnostic and preventive care, such as exams, cleanings and X-rays, and basic and major restorative services, such as fillings, crowns and dentures, subject to age and frequency limits.
Health care spending account
This account allows you to set aside money to pay for eligible health care expenses not covered by your health insurance such as deductibles, copays and other health-related expenses that you pay out of your own pocket for you and your family.
Dependent care account
This account allows you to reimburse yourself for eligible expenses incurred for dependent day care and elder care expenses.